Where Can I Consolidate My Private Student Loans
Where Can I Consolidate My Private Student Loans: A student loan consolidation takes out several loans and combines them into one new loan. This should save you money by lowering your monthly payment or both.
At the Department of Education, you can combine several government student loans into a single loan. You can also “refinance,” which is another word for trade in several government or private loans for a new private loan.
It may sound like refinancing and merging are the same thing, but they are not.
You can only consolidate government student loans through the Department of Education. This will not lower your interest rate, but you can extend the term of your loan to lower your monthly payments.
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